Publicly Available Research

This page provides an overview and links to some of the publicly available research about the Dutch residential mortgage market and Consumer Loan Market.

Statistics
Statistics Netherlands publishes statistics on house prices and construction (building permits, completed homes).
cbs.nl
Statline - the statistics database of Statistics Netherlands

The Dutch Land Registry publishes information on house prices, number of transactions, and foreclosures.
kadaster.com
Real estate figures - Property prices, transactions, and foreclosures by the Land Registry (Dutch)

The Dutch association of real estate brokers (NVM) publishes time series statistics on house prices.
nvm.nl

The Dutch Central Bank publishes statistics on Dutch banks and households (e.g. mortgage loan production and mortgage loan debt).
DNB statistics

General research on the Dutch residential mortgage market

• Housing Market Monitor ABN AMRO - April 2025
• Dutch Housing Market Quarterly Rabobank - June 2025
• Mortgage Market Update IG&H (Dutch) - Q4, 2024
• WOX Quarterly - Calcasa; Housing market developments - Q1 2025
• ING View on the Dutch housing market - March 2025
• Dutch mortgage prepayments bottoming out Rabobank - September 2023

General research on the Dutch Consumer Loan Market

Currently no research available

Credit Rating Agencies
 

Morningstar DBRS

• The Netherlands’ 2024 in Structured Finance So Far: the Road to Recovery – May 30,2024
• Dutch Residential Mortgage Market update – April 18, 2024

Fitch Ratings

• Netherlands, Rating Report - August 19, 2024
• Netherlands, Navigator Report - August 20, 2024
• Mortgage Portability and Further Advances Slow Dutch RMBS Deleveraging - July 4, 2024
• 2024 Global Housing and Mortgage Outlook Mid-Year Update - June 25, 2024
• Dutch House Price Increases Accelerating; Credit Performance Strong - April 11, 2024
• Mortgage Market Index - Netherlands - 1H24 - April 11, 2024
• Dutch Home Prices Fall Since Mid-2022 Support Our 2023 Forecast - March 30, 2023
• Dutch BTL Market Has Sound Credit Fundamentals Performance Data are Limited - April 20, 2022
• Dutch Buy-to-let Mortgages: a Primer - April 20, 2022
• IO Loans Are a Rising Proportion of New Dutch Mortgage Lending - August 2, 2021
• Unique Features of Residential Mortgage Markets Compendium – September 8, 2020

Moody's Investors Service
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• ​​Netherlands: Residential Mortgage-Backed Securitizations – 29 May 2024
• BTL RMBS – The Netherlands: Still-high interest coverage will absorb increased financing expenses for most borrowers- Mar 7, 2024
• Covered bonds and RMBS – The Netherlands: New rules will increase debt loads, but also support values for energy-efficient homes – Jan 5, 2024

Standard & Poor's