This page provides an overview and links to some of the publicly available research about the Dutch residential mortgage market and Consumer Loan Market.
Statistics
Statistics Netherlands publishes statistics on house prices and construction (building permits, completed homes).
cbs.nl
Statline - the statistics database of Statistics Netherlands
The Dutch Land Registry publishes information on house prices, number of transactions, and foreclosures.
kadaster.com
Real estate figures - Property prices, transactions, and foreclosures by the Land Registry (Dutch)
The Dutch association of real estate brokers (NVM) publishes time series statistics on house prices.
nvm.nl
The Dutch Central Bank publishes statistics on Dutch banks and households (e.g. mortgage loan production and mortgage loan debt).
DNB statistics
General research on the Dutch residential mortgage market
- WOX Quarterly - Calcasa; Housing market developments - 3rd quarter 2019
- Housing market monitor October 2019 - ABN AMRO: Low interest rates drive housing market
- Dutch Housing Market Quarterly - Rabobank (November 2019)
- Dutch Housing Market update (pages 67-79) - ING
- Mortgage Market Update - IG&H (Q3, 2019; Dutch)
- Fixed Income Watch: Insight into Dutch mortgages - ABN AMRO (30 November 2015)
- Housing Market Bulletin: Lower LTV's for Dutch mortgages - Rabobank (13 April 2015)
- Housing Market Bulletin: Dutch Rental Market - Rabobank (17 September 2014)
- Dutch housing & mortgage market Q&A - ABN AMRO (29 Jan. 2014)
General research on the Dutch Consumer Loan Market
Currently no research available
Credit Rating Agencies
DBRS
- The Dutch Housing Market: Booming Amid Modest Mortgage Lending – Risks to Financial Stability Contained (Mar 4, 2019)
- DBRS Publishes Dutch Residential Mortgage Analysis and Case Studies Commentary (Mar 22, 2018)
Fitch Ratings
(login required)
- Mortgage Market Index - Netherlands 1H19 (16 October 2018)
- Netherlands - Full Rating report (30 November 2018)
- Netherlands - Ratings Navigator (21 November 2018)
- Stichting Waarborgfonds Eigen Woningen (07 June 2018)
- Global Home Price Growth under Pressure (15 January 2019)
- European Home Price Growth to Slow in 2019 (15 January 2019)
- Global Housing and Mortgage Outlook - 2019 (15 January 2019)
Moody's Investors Service
(login required)
- RMBS and CMBS - EMEA: Energy efficiency targets will weaken the credit quality of noncompliant real estate (January 2019)
- RMBS – Europe: Anglo-Dutch mortgage market trends will extend into other countries (May 2018)
- RMBS - The Netherlands: Share of interest-only loans in mortgage pools continues to decrease, credit positive (March 2018)
- RMBS - The Netherlands: Standardised origination and tight affordability limits benefit new mortgage credit quality (February 2018)
- New NHG Conditions Improve Clarity on Guarantee Coverage and Strengthen Alignment of Interests, Credit Positives for Dutch RMBS (October 2014)
- Performance of NHG Loans Backing Dutch RMBS Will Remain Strong in 2014 (March 2018)
- Stichting Waarborgfonds Eigen Woningen (WEW)
Standard & Poor's
- Dutch RMBS Index Report Q1 2019 (28 May 2019)
- Default, Transition, and Recovery: 2018 Annual Global Structured Finance Default Study And Rating Transitions (28 Mar 2019)
- Dutch RMBS Index Report Q4 2018 (25 Feb 2019)
- European RMBS Index Report 2018 (25 Feb 2019)
- What Blockchain Could Mean For Structured Finance (22 Feb 2019)
- European Structured Finance Outlook 2019: Issuance Growth Still Hampered By Regulatory Uncertainty (14 Jan 2019)
- Webcast Replay: 2019 Outlook for European Structured Finance (15 Jan 2019)
- The Netherlands Ratings Affirmed at ‘AAA/A-1+’; outlook stable (16-11-2018)