This page provides an overview and links to some of the publicly available research about the Dutch residential mortgage market and Consumer Loan Market.
Statistics
Statistics Netherlands publishes statistics on house prices and construction (building permits, completed homes).
cbs.nl
Statline - the statistics database of Statistics Netherlands
The Dutch Land Registry publishes information on house prices, number of transactions, and foreclosures.
kadaster.com
Real estate figures - Property prices, transactions, and foreclosures by the Land Registry (Dutch)
The Dutch association of real estate brokers (NVM) publishes time series statistics on house prices.
nvm.nl
The Dutch Central Bank publishes statistics on Dutch banks and households (e.g. mortgage loan production and mortgage loan debt).
DNB statistics
General research on the Dutch residential mortgage market
- Housing Market Bulletin Coronacrisis Rabobank – March 31, 2020
- WOX Quarterly - Calcasa; Housing market developments - 4rd quarter 2019
- Housing market monitor ABN AMR0 - January 2020
- Dutch Housing Market Quarterly Rabobank - February 2020
- Dutch Housing Market update (pages 67-79) - ING
- Mortgage Market Update - IG&H - Q4, 2019; Dutch
- Fixed Income Watch: Insight into Dutch mortgages - ABN AMRO - November 30, 2015
- Housing Market Bulletin: Lower LTV's for Dutch mortgages - Rabobank - April 13, 2015
- Housing Market Bulletin: Dutch Rental Market - Rabobank September 17, 2014
- Dutch housing & mortgage market Q&A - ABN AMRO January 29, 2014
General research on the Dutch Consumer Loan Market
Currently no research available
Credit Rating Agencies
DBRS
- The Dutch Housing Market: Booming Amid Modest Mortgage Lending – Risks to Financial Stability Contained - March 4, 2019)
- DBRS Publishes Dutch Residential Mortgage Analysis and Case Studies Commentary - March 22, 2018)
Fitch Ratings
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- Mortgage Market Index - Netherlands 1H19 - October 16, 2018
- Netherlands - Full Rating report - November 29, 2019
- Netherlands - Ratings Navigator - November 19, 2018
- Stichting Waarborgfonds Eigen Woningen - June 7, 2018
- Global Housing and Mortgage Outlook 2020 - December 17, 2019)
- Unique Features of Mortgage Markets Netherlands - August 19, 2019
- European City Housing Outlook 2019 - June 20, 2019
- Major European Cities Face Cooling Home Price Growth - June 5, 2019
- Dutch Mortgage Pools Differ Despite Tighter Lending Rules - April 12, 2019
Moody's Investors Service (updated Feb. 2020)
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- Dutch buy-to-let benefits from strong credit fundamentals; more exposed than the UK sector in a downturn (19 March 2019)
- Sea level rise poses long-term credit threat to a number of sovereigns (16 January 2020)
- Governments of Germany and Netherlands: Peer comparison: Netherlands is more exposed to a house price crash, but both credit profiles are resilient (12 December 2019)
- Government of the Netherlands: Inaugural sovereign green bond issuance supports Dutch climate goals and resilience to rising sea levels (23 May 2019)
- Dutch banking supervisor will set a riskweight floor on residential mortgages, a credit positive (25 October 2019)
- Housing affordability is decreasing in major cities, amid high credit quality of mortgages (29 May 2019)
Standard & Poor's
- Dutch RMBS Index Report Q1 2019 - May 28, 2019
- Default, Transition, and Recovery: 2018 Annual Global Structured Finance Default Study And Rating Transitions - March 28, 2019
- Dutch RMBS Index Report Q4 2018 - February 25, 2019
- What Blockchain Could Mean For Structured Finance - February 22, 2019
- European Structured Finance Outlook 2019: Issuance Growth Still Hampered By Regulatory Uncertainty - January 14, 2019
- Webcast Replay: 2019 Outlook for European Structured Finance - January 15, 2019
- The Netherlands Ratings Affirmed at ‘AAA/A-1+’; Outlook stable - November 16, 2018