This page provides an overview and links to some of the publicly available research about the Dutch residential mortgage market and Consumer Loan Market.
Statistics
Statistics Netherlands publishes statistics on house prices and construction (building permits, completed homes).
cbs.nl
Statline - the statistics database of Statistics Netherlands
The Dutch Land Registry publishes information on house prices, number of transactions, and foreclosures.
kadaster.com
Real estate figures - Property prices, transactions, and foreclosures by the Land Registry (Dutch)
The Dutch association of real estate brokers (NVM) publishes time series statistics on house prices.
nvm.nl
The Dutch Central Bank publishes statistics on Dutch banks and households (e.g. mortgage loan production and mortgage loan debt).
DNB statistics
General research on the Dutch residential mortgage market
- Dutch mortgage prepayments bottoming out Rabobank - September 2023
- Housing Market Monitor ABN AMRO - January 2024
- Dutch Housing Market Quarterly Rabobank - March 2024
- ING View on the Dutch housing market - November 2023
- Mortgage Market Update IG&H (Dutch) - Q4, 2023
- WOX Quarterly - Calcasa; Housing market developments - Q4 2023
General research on the Dutch Consumer Loan Market
Currently no research available
Credit Rating Agencies
DBRS
- Dutch Residential Mortgage Market update – March 21, 2023
- Emerging from Covid 19 Update on the European Mortgage Performance - March 14, 2022
- The Dutch Housing Shortage and the Growing Buy-to-Let Market – December 1, 2021
- Dutch Housing Market and Residential Mortgage Backed Securities – April 1, 2021
Fitch Ratings
- Netherlands, Full Report - August 24, 2023
- Netherlands, Rating Navigator - August 23, 2023
- Dutch House Prices Decline Expected to Ease - July 10, 2023
- Mortgage Market Index: Netherlands - 1H23 - July 10, 2023
- Global Housing Mortgage Outlook Mid-Year Update - June 22, 2023
- Dutch Home Prices Fall Since Mid-2022 Support Our 2023 Forecast - March 30, 2023
- Dutch BTL Market Has Sound Credit Fundamentals Performance Data are Limited - April 20, 2022
- Dutch Buy-to-let Mortgages: a Primer - April 20, 2022
- IO Loans Are a Rising Proportion of New Dutch Mortgage Lending - August 2, 2021
- Unique Features of Residential Mortgage Markets Compendium – September 8, 2020
- Dutch Mortgage Pools Differ Despite Tighter Lending Rules - April 12, 2019
Moody's Investors Service
(login required)
- Performance update - Prime and NHG RMBS - Netherlands - June 6,2023
- Cross Sector - Netherlands: Netherlands' 2023 budget supports consumer purchasing power, benefitting consumer RMBS, covered bonds and banks - September 23, 2022
Standard & Poor's
- Asset Price Risks: Overvaluation Persists For Europe's RMBS And Covered Bond Markets - October 4, 2023
- Sustainability Insights Research: Building Energy Regulations And The Potential Impact On European RMBS - September 6, 2023
- Reverse Mortgages In Europe: Product Growth Has Yet To Spur Securitization - July, 26, 2023
- Dutch Buy-To-Let: Down But Not Out - April 19, 2023
- 2021 Annual Global Structured Finance Default and Rating Transition Study - May 26, 2022
- 2020 Annual European Structured Finance Default and Rating Transition Study - September 21, 2021