This page provides an overview and links to some of the publicly available research about the Dutch residential mortgage market and Consumer Loan Market.
Statistics
Statistics Netherlands publishes statistics on house prices and construction (building permits, completed homes).
cbs.nl
Statline - the statistics database of Statistics Netherlands
The Dutch Land Registry publishes information on house prices, number of transactions, and foreclosures.
kadaster.com
Real estate figures - Property prices, transactions, and foreclosures by the Land Registry (Dutch)
The Dutch association of real estate brokers (NVM) publishes time series statistics on house prices.
nvm.nl
The Dutch Central Bank publishes statistics on Dutch banks and households (e.g. mortgage loan production and mortgage loan debt).
DNB statistics
General research on the Dutch residential mortgage market
- Housing market monitor ABN AMRO - July 2022
- Dutch Housing Market Quarterly Rabobank - June 2022
- WOX Quarterly - Calcasa; Housing market developments - 1st quarter 2022
- Mortgage Market Update IG&H (Dutch) - Q1, 2022
- ING Outlook 2021 for Belgian and Dutch Housing Markets - February 2021
- Housing Market Bulletin Coronacrisis Rabobank – March 31, 2020
- Fixed Income Watch: Insight into Dutch mortgages ABN AMRO - November 30, 2015
- Housing Market Bulletin: Lower LTV's for Dutch mortgages Rabobank - April 13, 2015
- Housing Market Bulletin: Dutch Rental Market Rabobank - September 17, 2014
- Dutch housing & mortgage market Q&A ABN AMRO - January 29, 2014
General research on the Dutch Consumer Loan Market
Currently no research available
Credit Rating Agencies
DBRS
Fitch Ratings
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- Mortgage Market Index, Netherlands 1H20 - May 2021
- Coronavirus Rating Action Tracker for Structured Finance and Covered Bonds - March 4, 2021
- European RMBS Pulse: February 2021 - February 25, 2021
- Global Structured Finance Coronavirus Performance Report 1Q21 -Arrears to Increase as Forbearance and Furlough Schemes Are Set to End - February 1, 2021
- Global Housing and Mortgage Outlook 2021 - December 11, 2020
- Netherlands, Ratings Navigator - December 10, 2020
- Netherlands, Full Rating report - November 3, 2020
- Unique Features of Residential Mortgage Markets Compendium – September 8, 2020
- The Next Phase: Coronavirus Derails Home Price Growth -July 14, 2020
- Dutch RMBS Stress Test: Ratings Resilient Against Higher Foreclosures and House Price Falls - April 1, 2020
- Dutch Mortgage Pools Differ Despite Tighter Lending Rules - April 12, 2019
Moody's Investors Service
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- Dutch buy-to-let benefits from strong credit fundamentals; more exposed than the UK sector in a downturn - March 19, 2019
- Sea level rise poses long-term credit threat to a number of sovereigns - January 16, 2020
- Governments of Germany and Netherlands: Peer comparison: Netherlands is more exposed to a house price crash, but both credit profiles are resilient - December 12, 2019
- Government of the Netherlands: Inaugural sovereign green bond issuance supports Dutch climate goals and resilience to rising sea levels - May 23, 2019
- Dutch banking supervisor will set a riskweight floor on residential mortgages, a credit positive - October 25, 2019
- Housing affordability is decreasing in major cities, amid high credit quality of mortgager - May 29, 2019
Standard & Poor's
- Dutch RMBS Index Report Q3 2020 | S&P Global Ratings (spglobal.com) - December 11, 2020
- European RMBS Index Report Q2 2021 – Augustus, 27, 2021
- 2019 Annual European Structured Finance Default and Rating Transition Study - September 30, 2020
- European Structured Finance Outlook 2021 | S&P Global Ratings (spglobal.com) - January 20, 2020
- Economic Research: Europe’s Housing Market Will Chill In 2021 As Pent-Up Pandemic Demand Eases | S&P Global Ratings (spglobal.com) - February 22, 2021
- What Blockchain Could Mean For Structured Finance - February 22, 2019
- The Netherlands Ratings Affirmed at ‘AAA/A-1+’; Outlook stable - November 16, 2018